Our Approach to personalizing your plan
We have a thorough and structured planning process providing our clients with a clear and confident path for pursuing the goals in their lives.
We make our initial discovery and investment plan meetings available to prospective clients at no cost or obligation. These meetings are ideal for people wanting a second opinion to determine if they are on track with their current financial planning.
It begins with an introductory call to get acquainted, where we discuss our team’s services and capabilities and answer any questions. From there, we’ll move into these steps:
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This initial meeting is where we spend an hour or two listening to learn all we can about you, your family, and your career or business. We ask many open-ended questions, such as: What do you want to accomplish financially? What keeps you up at night? The answers often involve more than just money.
During this meeting, we want to understand your risk tolerance, financial goals, values, important relationships, and interests.
Our focus on understanding your needs, values, and priorities will continue throughout our relationship, helping us feel confident that your plan is on track and remains aligned with your goals.
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Once we’ve learned what you want to achieve, we work on a comprehensive written plan, set an asset allocation target, establish risk management parameters, and ultimately develop an investment plan customized to your long- and short-term goals. We’ll present our recommendations, answer your questions, and make any necessary adjustments.
Asset allocation does not guarantee a profit nor protect against loss.
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Once you have reviewed our proposed investment plan and philosophy, we can mutually commit to moving forward. We prepare all the necessary paperwork to establish our client-advisor relationship.
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With your approval, it’s time to put your plan into action. Your investments are consolidated, and our recommendations are implemented. This involves implementing specific account types, investment products, and optional services. We work closely with you to complete the necessary paperwork as quickly, efficiently, and conveniently as possible to ensure a smooth transition of assets to your new account.
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We meet with you to measure the progress made toward your goals. We evaluate your investments by considering performance versus peer group and benchmark indices and analyzing influencing factors.
We ask about any changes in your personal life or financial situation and determine if they require revisions to your investment plan. We also engage in advanced planning such as wealth preservation and transfer, charitable giving strategies, and tax planning in coordination with your accounting and legal professionals.
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- Client (in the center)
- Charitable giving/maximizing charitable impact
- Wealth enhancement/tax mitigation
- Wealth preservation/insurance & legal structures
- Wealth transfer/estate planning
- Longevity resources
